The world does not need fancy tokens. The world needs certainty and transparency. Thats sorely missing today. One could make a coin based currency thats solid and stable if only those coins were not debased in time. And one could make a perfectly flimsy cryptotoken, as most of the time they indeed are. We dont trust Central Banks anymore. For good reason as a look onto matters over the last 10 years show.
Leading economic policymakers are now considering whether central banks should issue their own digital currencies, to be made available to everyone, rather than just to licensed commercial banks. The idea deserves serious consideration, as it would replace an inherently crisis-prone banking system and close the door on crypto-scammers.